Wednesday, December 21, 2016

Sample letter to bank for converting minor account to major account

First of all, you should know what is minor account and what is major account. Minor account is the account created in any bank when you are under aged. That is below 18 years. For example, during your school studies or college studies, you may have opened student account for scholarship check, loan, etc. That student account is minor account. So the major account is the account created after 18 years of your age or older. If you have minor account, you can't get complete features like major account. So after crossing the age 18 or above, you should the close your earlier minor account or just convert it to major account. In this connection, you should approach your bank manager and submit a request letter to change your account from minor to major. You need to submit age proof along with your application. Here's a sample letter to write a request letter for this purpose.

How to write letter to bank for converting minor account to major account- Sample Letter Format

From
R. Radhika
55, Municipal Street,
Kadaiyanallur,
TN, India.

To
The Bank Manager,
SBI Bank,
Kadaiyanallur,
TN, India.

Respected Sir / Madam,
Sub: Request letter to change minor account to major account
I have opened an account when I was student at the age of 16. Now I crosses 18 years old. So I wish to use my account with all features by converting it to major account. Please kindly do needful. I have attached my account details and proof of age.
My account number: _________________
Thanking you!

Attachments:
1. Xerox copy of bank passbook
2. Proof of age, Aadhaar card. [You may use any other proof too]

Yours faithfully,
[Signature]
R. Radhika

Date: 22-12-2016
Place: Kadaiyanallur

Note: In some places, you need to give your information to make this letter meaningful. The details here shown are for writing this letter format only. Those details do not belong to anybody.

Thursday, December 8, 2016

Sample letter to bank for new ATM PIN

Have you forgotten your ATM PIN? Would like to get new ATM PIN from your bank. Your bank manager may then probably ask you to write a request letter for getting new PIN. In case, you don't know how to start writing a letter, then the sample format of letter given below will be of more useful to you. Take a reference of this letter and submit a request letter written beautifully to the bank manager in order to receive new ATM PIN.

ATM PIN is one of the code that you should always remember for financial transaction especially through ATM machine. ATM stands for Automatic Teller Machine. It is always better to use unforgettable PIN number at your convenient. Suppose if you happen to forget it, then the only solution is to approach your bank and asking for a new PIN. New PIN will not be given unless you submit a request letter. Following is the request letter format which can be used for writing a letter to your bank.

How to write a letter to bank for new ATM PIN- Sample Format:

From:
M. Nandhini,
1/4, Ameer Street,
Karur, TN, India.

To:
The Bank Manager,
Axis Bank,
Karur, TN, India.

Respected Sir / Madam,
Sub: Requesting to get new ATM PIN.
I am your customer with SB account number _________________ (Write your full digit account number). Few days back, it went not accessible as I have forgotten my ATM PIN. I am facing difficulty in getting cash from ATM through my debit card. I don't know how I forget. Through this letter, I kindly request you to mail me new ATM PIN to the address provided above or give me it in my hand now if possible. Thanking you!

Yours faithfully,
[Signature]
M. Nandhini.

Date: 08th December 2016
Place: Karur.

Note: The personnel details provided above are not belonging to anybody. Readers are advised to use their personnel details while writing a letter like this.

Wednesday, December 7, 2016

Sample letter to bank for SMS alert service

Would like to know your transaction details through SMS? You should then have activated SMS alert service from the Bank to which your account is associated. If you don't have SMS alert service enabled, then you should inform your bank through a request letter to activate the same.

Why do you need SMS alert service?

Most of us don't care about the filling SMS alert details in the application form while account opening or you bank hadn't this SMS service when you opening the account. Whatever may the reason, the SMS alert service is very important in the present scenario. In what ways it may be helpful? For example, if some one sends you money, then you can get an SMS alert that your the money is credited to your account. This will avoid unnecessary checking of your balance through ATM or bank statement. So you saves time and effort. For advanced users, it may help more. For example, if you want to use the bank android app for IMPS / NEFT transaction, you need to register your mobile number for the sake of authenticity. It will help you do online transaction easily. Hence If you don't have such facility yet, then it is the time for you to update your mobile number for activating SMS alert service from the bank. Use the letter format provided below to write a request letter and submit it the bank manager for the service enabled as soon as possible.


How to write letter to bank for SMS alert service?

From
J. Alagar,
34, Urani Street,
Tirunelveli,
TN, India.

To
The Bank Manager,
Canara Bank,
Tirunelveli,
TN, India.

Respected sir / madam,
Sub: Requisition to activate SMS alert service
I am hereby submitting this letter to inform you that I have not associated my mobile number with the SB account here. I want to get the SMS alert service now. So I am requesting you to provide this facility so that I can do various online transaction / get updates related to my bank account activity. Please give the service enabled as soon as possible for this number _______________ (Write your 10 digit mobile number).
Thanking you!

Yours sincerely,
[Signature]
J. Alagar.

Date: 08th December 2016
Place: Tirunelveli.

Note: The address and other details given above does not exist. They are used only for the purpose of writing this letter. You are requested to replace them with your own. Thanks for reading. If you have any doubt regarding this SMS service request letter format, you can ask us in the comment section provided below.

Thursday, December 1, 2016

Sample letter to bank for change of signature

Have you changed your signature recently? Want to update your signature in bank account that you have? You must then approach your bank manager and submit a request letter to update your signature in the bank account record. You can use the following letter format to draft a beautiful request letter. 

From
Jezlin Marina D
105/4 East Street
Karisalkulam
Kovilpatti
TN, India.

To
The Bank Manager
SBI Bank
Kovilpatti
TN, India.

Respected sir,
Sub: Request letter to update my signature in my SB account.
I am one of the customer in your bank since last 7 years. I have recently changed my signature due to my personnel reason. I am here inform you that my old signature is no longer valid and I would like to update my new signature for upcoming transactions. Hence I kindly request you to immediately update my signature in the KYC record.
My old signature: __________ (Put your old signature as in the record)
My new signature: _________ (Put your new signature)

Thanking you,
Yours faithfully,
[Your new Signature here]
Jezlin Marina D

Date: 01-12-2016
Place: Kovilpatti

Note to visitors: The address and other personnel details given above are used for the sake of writing this sample letter to help you. You should replace all those details with yours.

Wednesday, November 30, 2016

Sample Letter Format to Bank for Updating Email ID in SB Account

I am here sharing my friend's personnel experience with KVB. She has opened an SB account in Karur Vysya Bank 3 months back. While filling the application form, she didn't give email ID. Usually this bank will give account kit with passbook, cheque leaf, ATM card, ATM PIN number and internet banking User ID and Password. Out of curiosity, she want to use Internet Banking using the user ID and password. But the user ID is disabled and the it has to be activated by sending an email to activateiuser@kvbmail.com with a message that Internet Banking user ID and password safely obtained from the bank. Then only they will unlock the feature to use internet banking. The problem here is, she did not give her email ID while opening the account. Only the registered email ID should be used for unlocking the internet banking option. Now she approached the bank and asked bank official to include her email ID. They said, submit a request letter to the bank manager stating that you are going to updated the email ID. Then she submitted the request letter and got activated her Internet Banking feature. So if you are facing such situation, and you don't know how to start writing a letter, then follow the sample letter provided below to updated your email with your bank account.

Sample Letter Format to Updated Email ID

From
D.Angeline,
#2, Algar Road,
Madurai.

To
The Bank Manager,
KVB Madurai,
TN, India.

Respected Sir,
Sub: Request to updated my Email ID with my account...
I (Your Name here) have recently opened SB account with this bank. Unfortunately, I missed out giving my email ID in the account opening form. I realized that I need my email ID registered with the bank to avail the internet banking feature. Due to Rs. 500 and Rs. 1000 ban in India, I am willing to do online transaction most of the time to be part of cashless India. So I hereby request you to add/update my Email ID which is given below. 

My Email ID: angeline123@gmail.com
My SB account number: 111101000077891

Thanking you!

Yours truly,
[Signature]
Angeline.D

Date: 30-11-2016
Place: Madurai

Note: Readers are advised to write their details in appropriate places.

Wednesday, November 16, 2016

Sample letter requesting bank to issue a cheque book

Are you thinking of getting cheque book from your bank? You should probably then submit a request letter to your bank manager. Usually some banks will offer cheque book too along with opening an account and some don't. If you don't posses a cheque book, it is the time for get one so that your transaction will be made easy as you know the India is struggling for cash transaction due to recent ban on Rs.500 and Rs. 1000 notes. So read the letter format provided below and use it for your purpose in getting a cheque book for your SB account. Useful for SBI / Bank of Baroda / IDBI / Central Bank of India / HDFC Bank / City Bank / Axis Bank / Kotak Bank / YES Bank / Punjab National Bank / Dena Bank / Canara Bank / Bank of India / Corporation Bank / Union Bank of India / Andhra Bank / IOB Bank / ICICI Bank / Karur Vysya Bank / TMB / Federal Bank / Indian Bank / RBI, etc account holders.

From
Manjual K
87, Rajiv Nagar
Tutocorin-02
TN, India

To
The Bank Manager
AXIS Bank
Tutocorin-02
TN, India

Sub: Requesting a fresh cheque book

Dear Sir/Madam,

I am here to inform you that I have been maintaining a SB account since last 10 years. I did not avail the cheque book facility so far. As I am very struggling in cash transaction for my business and now require cheque leafs for cashless transactions. Hence I hereby request you to issue me a fresh cheque book with atleast 200 leafs against my SB account number ________________ [Write your full SB A/C number]. I would be grateful if you issue me the same as early as possible.
Yours sincerely,
[Signature]
Manjula K.

Date: 16-11-2016
Place: Tuticorin

N.B: Bank account number, address and other details given here do not exist. Readers are advised to use their own details while using this letter format to request their bank to issue them a cheque book.

Related Readings:
1. Sample Format of Letter to Bank to Stop Cheque Payment
2. How to write application letter to apply for new cheque book in Indian Bank
3. Cheque Book Request Letter Format for Standard Chartered

Thursday, November 10, 2016

Letter format to bank for changing old 500 and 1000 currency notes

No body expected such announcement will come from the Prime Minister Mr. Modi on 08th November 2016. The present Rs. 500 / 1000 are just termed as an ordinary paper and the people who holds these currency now can exchange them to any bank to get new currency notes (in the denominations of Rs. 500 / Rs. 2000) or to its equivalent valid currencies (such as in the denominations of Rs. 100 / Rs. 50). It is the difficult time for black money holders (money came illegally) and fake currencies. But the people who have legal money are also suffering a lot for this hard decision. They have to approach the bank from 10th November 2016 and handover such old Rs. 500 / Rs. 1000 notes in the bank they wish. The last date to submit them is 30th December 2016. After that, such currencies will no longer accepted in any bank for exchange. So what is more difficulty now the people facing is finding time to approach the bank as they may have their regular day-day activities / work. Bank is also being crowded so that it is the question of how fast they can exchange the old notes. In this connection, those who are going for regular jobs, may seek others help to deposit their old currencies in bank account. But the bank will ask an authorization written by you, in case, other person comes for depositing / exchanging those old currencies in your account. So here is the solution. You need to write a letter authorizing a person to deposit money in your account. Read the sample letter format below.

Letter format Authorize a person for depositing / exchanging old Rs. 500 / Rs.1000 notes

From:
P.Samuel,
53 Alwar Street,
Kovilpatti.

To:
The Bank Manager,
SBI, Kovilpatti.

Sub: Authorization letter for exchanging old Rs.500 / 1000 notes in my account by other person.

Respected Sir,
I am one of the royal customer of your concerned SBI bank here. I want to surrender all Rs.500/ Rs.1000 notes as per Govt of India announcement. Due to my current job, I am not able to come in person to the bank. So I am authorizing another person named R.Peter on behalf of me to exchange such old notes. Please accept him as authorized person for my account and do the needful. My account details are provided below. Thanking you!
My account number: _____________ (Write full account number here)
My PAN number: ______________ (Write your PAN card number here)

Yours truly,
[Signature]
P.Samuel

Date: 10-11-2016
Date: Kovilpatti.

Note: The person you authorize should also keep him identity proof to show in the bank.

P.S: This letter format is sample only. Replace personnel details with your particulars. See below the old Rs. 1000 and Rs. 500 notes of India.

Rs. 500 INR note:
 


Rs. 1000 INR note: